Imagine being six figures in debt and you and your spouse both losing your jobs. Seem hopeless? Murphy and Melissa walked through this and came out on top! See what they did to conquer debt that you can do too.
Read Transcript
- [Narrator] Like so many couples,
Murphy and Melissa Stewart's marriage
was being torn apart by money problems.
It started when theycame into their marriage
with a combined six figure debt load.
- We had a lot of friendsthat we hung out with,
that drove cars, went on vacations
and spent money frivolously,
it's something that we wanted to do too.
- It really caused a lot of hardship
and burden in our marriage.
- [Narrator] After they married,
Melissa left her bankjob to return to school.
She also took out a loan to pay for it.
They were now stuck with payingback thousands of dollars.
- And so, on top of the $7,000 in debt,
our credit card debt,
we also had $30,000 of schooldebt that my wife accrued
and also we had IRS billdebt and medical debt.
- And it was just likethis never ending cycle
of just insanity.
- [Narrator] By 2012, theyknew they needed God's help
and started going to church.
They also began learningabout financial stewardship
and tithing.
- I was now immediatelyon board, absolutely,
because I realized thatsomething needed to change.
- [Narrator] Then Murphylost his bank job.
Now they were both out of work
and using credit cards to get by.
One night at church,they were prompted by God
to give a sacrificial offering.
- And it was actually fromour recycle cans money,
some of the last cash that we had on hand.
And we both felt like thatwas confirmation like,
okay, God is with us, He'sgonna take care of us.
- [Narrator] The Stewarts began tithing
from Melissa's new part time job,
and Murphy's unemployment benefits.
Within a month, Murphy was hired
as an account manager at a bank.
- But I knew God was still in it
and enabling me tobecome more of a provider
for my household as a man.
- [Narrator] By 2013,
the Stewarts were consistently tithing.
They also put themselveson a strict budget.
- I started to see us payingoff the debts one by one
and things started toinspire me and motivate me
and really trust Him and trustGod too that, we can do this.
- [Narrator] In January, 2014,
Melissa got a new jobat a community college.
During that year, theyreceived a combined total
of $18,000 in bonuses and raises,
which they use to pay down their debt.
After a five year commitment,
they were able to payoff $229,000 of debt.
- It was probably the secondbest day of our lives,
besides our wedding day, it was amazing.
- Being debt free, it's asurreal, surreal feeling for sure.
I feel a lot lighter, no burden,
and I feel like I'mwalking now into my destiny
that God has promised me.
- [Narrator] Today, theStewarts find their fulfillment
in staying debt-free and helpingother couples find freedom
through their fitness andfinancial coaching business
called FitnFund.
- Really just take that step of faith
and really turn it overto God and just let it go,
that He will just overwhelm you
with blessings and abundance.
- I believe it's important to give
and to really follow God's principles,
because He will bless youbeyond your imagination.
But most importantly, Heopens up doors for you
to start giving backand show others the way.