Frank and Shannon were $15,000 in debt living paycheck to paycheck. With no answer in site, they learned the importance of one financial strategy that helped them pay off their debt in a year and a half. See what they did.
Read Transcript
NARRATOR: Shannon Kenealy loves
her part time waitressing job
in Louisa Virginia.
She says she does
it just for fun.
The people I'm working
with are like, you crazy.
You work because
you're having fun?
I do this because I
can't make ends meet.
NARRATOR: That used to
be the case for Shannon
and her husband Frank.
For the first 12
years of marriage,
they lived paycheck to paycheck
while raising children.
The Kenealys worked long hours
but they mismanaged their money
and were always overspending.
You know, we bought a
car, we had a car payment.
We had a credit card,
we maxed it out.
And you know just-- I mean
we were $15,000 in debt.
NARRATOR: The debt took
a toll on the couple.
I watched her cry a lot.
That was hard.
I was sick constantly.
Like I had the flu
back to back to back.
And then I was so
stressed out I had hives.
And worried if we'd be able to
afford food and have the lights
turned on.
NARRATOR: So they met with a
Christian financial advisor.
The couple learned how to budget
and the importance of tithing.
Something they never
felt they could afford.
I knew that it was
supposed to be 10%
but it was one of those things
that I'd bargain with God
and say, OK well, this week I
have the money I'll bring it
to church.
Or I better pay my light bill
to make sure that, you know,
the electricity
doesn't get turned off.
NARRATOR: Frank and
Shannon found out
they had it backwards.
If I didn't put God first
and I wasn't tithing regularly
the rest of it would fall apart.
NARRATOR: So the couple
started tithing off
of the top of their income.
They stuck to their budget
and within a year and a half
completely paid off their debt.
It was like the grass is
greener, the sky is bluer,
life is so much better.
NARRATOR: Now they had
enough to give more
and became CBN partners.
That's you know-- that's a
healthy thing to be giving to.
I don't know how to
help people but I
like being a part
of something that
does know how to help people.
NARRATOR: Later
when the Kenealys
had to come up with
$3,000 for emergency
repairs on a rental
property, Shannon
contacted CBN requesting prayer
for a financial breakthrough.
Just a week later Frank
met with his boss.
I got a good raise, a solid
raise, and a good review.
And the next day
I came into work
and he kind of called
me aside and said, well
want to know what you
think about moving up.
NARRATOR: Frank got two raises
in two days and a promotion.
That's why Shannon can work
a part time job she loves
and spend more time
with their kids.
My husband makes enough
money to pay all the bills.
I would say that we are
financially successful.
NARRATOR: The
Kenealys say this is
all a result of following
biblical principles of money
management and giving
obediently to God's kingdom.
It's free.
There's a lot of peace in
not having financial stress
constantly.
I think you do better when
you do what God asks you to do.
You're more successful.
You're financially better off.
And when you do the things
that God wants you to do,
I think you get blessed.